Woody Family Cars · Moore, OK
Bankruptcy
Auto Lending
A Fresh Start, Starts Here.
Everyone deserves a second chance. For more than 100 years — going back to Woody Ford in Madill, OK, Oklahoma's oldest Ford dealer — we've treated our customers like family, with small-town service you can trust.
- 20+ years bankruptcy lending
- Chapter 7 & 13 welcome
- Fast approval process
Active or past bankruptcy welcome. Financing options depend on your individual situation — no approval is guaranteed.
Why Work With Our Bankruptcy Team?
20+ Years of Bankruptcy Auto Lending
Two decades of working with bankruptcy buyers and the lenders who serve them.
Reliable Vehicle Options
Inspected, dependable pre-owned cars, trucks, and SUVs — not leftovers.
Active or Past Bankruptcy Welcome
Chapter 7 or Chapter 13, discharged or still open — bring us your situation.
Transportation + Credit Rebuilding
A vehicle isn't just transportation. When financed responsibly, it can also be an opportunity to establish positive payment history and work toward future financial goals. Our team can help you understand available options based on your individual situation.
- Large Selection of Dependable Vehicles
- Fast Approval Process
- A Dealership You Can Trust
Where are you today?
Chapter 7 — Discharged
Once your discharge is final, many lenders will work with you right away. Bring your discharge paperwork and we'll get to work.
Chapter 13 — Still Active
Buying during an open Chapter 13 is common. It usually requires your trustee's approval, and we'll help you put together what the trustee asks for.
Recently Filed
Filed but not discharged? Talk to us early. We'll walk through what's realistic now and what opens up later.
Past Bankruptcy, Rebuilding
Bankruptcy in the rearview and rebuilding credit? An on-time auto loan can be part of that story.
What to bring to speed things up
- Valid driver's license
- Proof of income (recent pay stubs)
- Proof of residence (utility bill or lease)
- Discharge papers or trustee/attorney contact info
- Down payment and proof of insurance
Let's talk about your next steps
Tell us where you're at
Common questions
Can I buy a vehicle during an active Chapter 13?
Often, yes. It generally requires your trustee's approval. We'll help you gather the deal terms your trustee or attorney needs to review.
Will asking about options hurt my credit?
Filling out our form doesn't affect your credit. A lender application involves a credit inquiry, and we'll tell you before that happens.
How much money down do I need?
It varies by lender, vehicle, and your situation. Many bankruptcy programs ask for a modest down payment — we'll be straight with you about the number before you drive over.
Does the loan report to the credit bureaus?
Most of our lenders report to the major bureaus, so consistent on-time payments can help establish positive payment history.